Benefits for U.S. Employees

Health and Wellness
Medical Plans - Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans.

Dental Plans - Point of Service (POS) and Maximum Allowable Charge (MAC) plans.

Vision Plan - Stand-alone plan offers coverage for optical services.

Paid Vacation, Holiday and Sick Time

10 vacation days, nine paid holidays and three personal days.

Financial Benefits


401(k) Savings Incentive Plan

Radian matches $0.25 up to 6% of the employee's base salary. At the sole discretion of Radian's board of directors, the company may also contribute an additional matching contribution. Employees are fully vested after six years of service.

Employee Stock Purchase Plan

Employees can allocate a portion of their pay toward the semi-annual purchase of Radian stock, which is sold at a discount of 15% off the market value.

Flexible Spending Accounts

Both healthcare and dependent daycare accounts are offered.

Life Insurance

Radian offers basic, voluntary and dependent life insurance.

Pension Plan

Employees are vested after five years of service.

Short- and Long-Term Disability

Radian offers disability coverage at no cost to the employee

Tuition Reimbursement

Employees are eligible for reimbursement of up to two courses per semester and up to six per calendar year, after course completion with a grade "C" or better. Reimbursement applies to costs incurred from tuition, books and registration fees, and is tax-free up to $5,250 in a calendar year.

Transportation

Employees may elect to participate in a pre-tax transportation and parking program. This benefit allows employees to use pre-tax dollars toward the cost associated with public transportation fees.

Employee Assistance Program

Radian offers a variety of confidential, professional counseling programs, including counseling for relationships and financial matters, to all employees and members of their immediate families.

Other Benefits

Discounts on tickets for movies, sporting events and theater are just a few of the little extras Radian provides to make life more rewarding.

© 2008 Radian Group Inc.
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